§ P — Property Suite
Every Australian property number, in one place.
Eight property calculators — from first purchase to final sale. Start with affordability, work through stamp duty and LMI, plan the mortgage, model the yield and tax saving, and calculate CGT when you sell.
How much can you borrow?
Your inputs
Income
Expenses & debt
Loan & deposit
State / territory
Estimate only. Actual borrowing capacity depends on your lender's assessment.
The result
Enter your income, expenses, and deposit to see your estimated borrowing power and maximum purchase price.
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The property journey, calculator by calculator
Step 1
Affordability
APRA stress test at rate +3%. Know your ceiling before you look.
Step 2
Stamp Duty + LMI
Two major upfront costs that vary by state and deposit size.
Step 3
Mortgage + Yield
Model repayments and, for investment properties, gross and net yield.
Step 4
Neg. Gearing + CGT
Annual tax saving while you hold, and CGT when you sell.
All property tools — individual pages
§ 10
Borrowing power
APRA-compliant max loan calculator.
§ 03
Stamp duty
All 8 states with FHB concessions.
§ 09
LMI cost
Lenders Mortgage Insurance by deposit and state.
§ 02
Mortgage
Repayments and 30-year amortisation table.
§ 08
Rental yield
Gross and net yield after all expenses.
§ 07
Negative gearing
Tax saving and weekly out-of-pocket cost.
§ 11
Capital Gains Tax
CGT with 50% discount for 12+ month hold.
§ 05
Rent vs buy
Net worth comparison over 5–30 years.