§ 03 — Property · ACT

Australian Capital Territory stamp duty calculator 2026.

The ACT offers the Home Buyer Concession Scheme, which may waive or reduce duty for eligible first home buyers based on income thresholds. Enter your property price below to see the exact transfer duty payable.

Updated · Apr 2026·Source: Australian Revenue Office·Read · 4 min

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Stamp duty payable · Australian Capital Territory

$34,500

Effective rate · 4.06% of property price

Property price: $850,000
Stamp duty: $34,500
Total upfront: $884,500

§ Same price, every state

State / territory	Stamp duty	Effective rate
New South Wales NSW	$52,343	6.16%
Victoria VIC	$42,970	5.06%
Queensland QLD	$31,275	3.68%
Western Australia WA	$34,891	4.10%
South Australia SA	$41,830	4.92%
Tasmania TAS	$36,111	4.25%
Australian Capital Territory ACT	$34,500	4.06%
Northern Territory NT	$60,229	7.09%

Calculations use general residential transfer-duty schedules as of April 2026. They exclude foreign-buyer surcharges, off-the-plan concessions, pensioner discounts, and disability discounts. Always confirm with the relevant state revenue office.

How Australian Capital Territory stamp duty works

Australian Capital Territory charges transfer duty (stamp duty) on all residential property purchases using a progressive bracket system — the higher the property price, the higher the effective rate. The calculator above applies the exact 2026 rate schedule from the Australian Revenue Office.

The ACT offers the Home Buyer Concession Scheme, which may waive or reduce duty for eligible first home buyers based on income thresholds.If you're not a first home buyer, the standard rates apply from dollar one.

Stamp duty is payable at settlement — your conveyancer or solicitor handles the payment to the revenue office. Budget for it alongside your deposit, building inspection, conveyancing fees, and lender's mortgage insurance if your LVR exceeds 80%.

§ Letters & replies

ACT stamp duty, answered.

Common questions about transfer duty in Australian Capital Territory.

How does the ACT Home Buyer Concession Scheme work?+ open

The HBCS can reduce stamp duty to $20 for eligible buyers who meet income thresholds and are purchasing their first home. Eligibility depends on total household income and assets. Apply through the ACT Revenue Office before settlement.

Is stamp duty being phased out in the ACT?+ open

Yes — the ACT government has been progressively replacing stamp duty with higher annual land rates (rates-based system). For buyers, this means lower upfront costs over time, but higher ongoing rates. The phase-out is expected to complete by the mid-2030s.

What stamp duty applies on a $900,000 property in the ACT?+ open

At $900,000 (above $750,000), the rate is 6.5% on the portion above $750,000 plus the $28,000 base. Total is approximately $37,750 for a standard buyer not eligible for the HBCS.

Compare other states or keep planning

§ 03 — Property

Threshold	Amount
Duty-free up to	Income-tested HBCS
Concession to	N/A

Australian Capital Territory stamp duty calculator 2026.

How Australian Capital Territory stamp duty works

ACT stamp duty, answered.

Compare other states or keep planning

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